The government is expected to set out a framework for
insurance for driverless cars this week.
The move has been welcomed by insurers as the framework
will enable them to design and tailor appropriate products. In addition, they were keen to have a single
insurance policy as opposed to separate policies to cover the driver and the
technology.
The Department for Transport has said that it recommends a
2-in-1 single insurance policy which would cover a motorist when they are
driving as well as a vehicle when it is in autonomous mode.
Chris Grayling, the Transport Secretary, said “Automated
vehicles have the potential to transform our roads in the future and make them
even safer and easier to use, as well as promising new mobility for those who
cannot drive”. He continued “We must ensure
the public is protected in the event of an incident and this week we are
introducing the framework to allow insurance for these new technologies”.
According to a report by The Telegraph, the government
wants to obligate driverless car owners to have two-in-one cover in the hopes of
avoiding confusion over insurance claims.
The proposed DfT rules mean full control and responsibility will be
handed over from the motorist to the autonomous car as soon as it goes into
driverless mode.
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