The DfT has proposed amendments for the motor insurance
framework to include automated vehicles. The amendments will require changes to
legislation, however the government says it will change as little as possible
in order to enable the market to develop the appropriate products for AVs.
The proposal is that an insurance company will cover both a
driver’s use of a vehicle and the car’s AV technology. Having appropriate
insurance will still be compulsory and the insurance would cover times when
motorists are in control and when cars are in automated driving mode.